Download The Financially Independent Millennial How I Became a Millionaire in My Thirties eBook Rick Orford Alinka Rutkowska Marlayna Glynn

Product details File Size 4554 KB Print Length 158 pages Simultaneous Device Usage Unlimited Publisher Leaders Press (March 23, 2019) Publication Date March 23, 2019 Sold by  Digital Services LLC Language English ASIN B07PRJG6S5

The Financially Independent Millennial How I Became a Millionaire in My Thirties eBook Rick Orford Alinka Rutkowska Marlayna Glynn Reviews

• Very straightforward, easy to understand and inspirational! Makes me want to hustle and create my surplus ASAP, despite my physical disability!
• "Financially Independent Millennial" by Rick Orford is an excellent book on how to start a business from scratch to become a thriving venture. A theme of the book is to start fresh, be careful of debt and do something you like and enjoy.
  
  Rick reviews the obstacles, as well as, strategies to keep within budget and manage cash flow scientifically. His story is replete with ups and downs, a successful internet business and high yielding investments of great companies.
  
  Rick advises people to borrow to buy an asset (especially an income earning asset). The next important task is to manage debt and downsize, where necessary. The presentation is written in an easy colloquial style with much story telling. This book is perfect for a novice or even an experienced business person. The author relates good advice on how to build a successful business while avoiding the downsides inherent in the classic pitfalls. The thing to do is best referred to by Mr.Warren Buffett. "Never lose money". Another important rule is this one. "Cash is king".
• You know I’ve done a lot of reading on personal finance. Rick's book is both refreshingly honest and detailed enough to allow you to walk away from it with real understanding and viable life lessons. As a father of three millennials and a niece and nephew, I find that there’s a new language that you’re looking for so that they can understand finance in their own way. Most folks find it intimidating. This book made it sound pretty easy and straight forward. That's a very good thing as it helps make the topic more approachable.
  
  This book goes a long way towards communicating that. Maybe it’s the fact that Rick talks about his own serious financial issues and also the fact that when he thought he was doing “well” he was really not on top of his game and it wasn’t until he started unpacking it all and looking at his monthly surplus that it really became clear. Lots of books tell you to do a budget. He talks about how we did one and why it worked and then how he broke it and then how he fixed it again. Those lessons are important because it lets people know they don’t have to get it all right on the first try. Kudos to you, Rick.
• Canadian author Rick Orford is a financial tactician whose background in tech startups adds to his stature as an advisor to entrepreneurs, currently manifested in his online The Surplus Academy geared toward assisting other to become financially independent.
  
  In his introduction Rick shares, ‘I define financial independence as having a reliable source of passive income that exceeds your expenses. For example, if you have $3,000 per month of passive income (rents, dividends, businesses) and only $2000 per month of expenses, you are by definition financially independent…Financial independence is a continuous work in progress…I’m going to show you how I created a monthly surplus, as that’s the very first goal you need to achieve to become financially independent.’
  
  With that tone of writing Rick delves into his guidance on financial independence, and his ideas are so well explained and presented that he has our attention. He uses his own journey to illustrate the steps to be taken to achieve independence and the advice is solid and credible. In many ways this is a ‘how-to’ book – and that is the format that is most helpful in this time of scarce free hours to mull over laborious financial info books. Down to the point and offered with a fine sense of humor and reality, this is a book that will benefit most everyone who is tired of the stack of monthly bills and wants/needs to climb out of that onerous hole.
  
  Topics covered included borrowing (terrific advice), misuse of credit cards, the importance of paying off debts, secured and unsecured lines of credit, borrowing for a car, a home, building a business and selling it, stocks, and generating a surplus by spending less! Facts, simply stated, and very valuable to everyone – no matter the current income status. Grady Harp, April 19
• I only wish I had found this book when I was in my 30's. Don't make the mistakes that I and Rick Orford, the author of this book, did when we were younger. Some of the things that Rick mentions I had wished I knew about. Paying down bills without realizing how much interest grows! This book provides keen insight that can help you get to where you need to be, a much better financial path awaits you.